Built for freelancers

Get paid like a freelancer,
bank like a citizen.

Payroby is a global account for freelancers. Receive payments in five currencies, hold your earnings in dollars, and cash out to your local bank, card, mobile wallet, or crypto — usually in minutes.

No credit card
Sign up in 3 minutes
Free to open
Total balance
~alex
$12,480.50
Available
$11,230.50
Ready to withdraw
Pending
$1,250.00
Clears in 2 days
Upwork Inc.
ACH · USD
+$3,200.00
Available
Maison Studio
SEPA · EUR
+$1,840.20
Available
Invoice INV-0042
Card · USD
+$1,250.00
5 days
3 min
Sign up
5
Currencies
35+ countries
Withdraw to
$0
Monthly fee
How it works

Three steps from
first invoice to first withdrawal.

01

Sign up & verify

Create an account with your email and complete a 3-minute identity check. Verification is performed by a specialized financial partner under regulated compliance standards — your documents are reviewed securely there, and never touch Payroby's own systems.

02

Get paid in 5 currencies

Receive your own account numbers in USD, EUR, MXN, BRL, and GBP. Share them with clients on Upwork, Deel, or anywhere else. Payments arrive as dollars in your account — no FX surprises.

03

Cash out your way

Send money to a local bank, a debit card, a mobile wallet, or withdraw in crypto — whatever works for you. Most withdrawals land in minutes.

Features

Built for the way
freelancers actually work.

Most banks treat freelancers like a risk. Payroby treats you like the customer you are — and gets out of the way.

No freezes, no surprises

Verified funds are yours to move whenever you want. No holds on clean payments, no sudden account reviews, no explaining yourself to a support agent.

Five-currency accounts

Your own account numbers in USD, EUR, MXN, BRL, and GBP. Receive from anyone, anywhere, in their local currency — no middleman fees.

Privacy by design

Identity verification is performed by a specialized financial partner, not by us. Your documents are reviewed under standard compliance rules and never touch Payroby's own systems — so a breach here would leak no real-world identities.

Invoice links that get paid

Send a clean checkout page to any client. They pay by bank, card, or local method — you get paid in dollars. No chargebacks eating your weekend.

Cash out anywhere

Send money to a local bank in the US, UK, EU, Mexico, Brazil, and 30+ other countries, push to a debit card, or withdraw in crypto. Your money, your choice.

PIN + 2FA on every withdrawal

Two independent verification steps before any money moves. Your savings stay yours, even if your phone gets lost or your email gets hacked.

Privacy, not theater

Your documents
aren't ours to keep.

Most platforms collect a photo of your ID, your address, and your full history — and store it on their own servers forever. We don't. Identity verification on Payroby is performed by a specialized financial partner under regulated compliance standards, and your documents stay within that partner's system — never on ours.

What Payroby itself actually sees is a short list: your email, your chosen username, and your account activity. That's it. If something bad ever happens to our database, no real-world identities leak — because they were never there.

Data
What Payroby sees
Real name, ID, address
Held by verification partner
Email
Yes
Username
Yes
Account activity
Yes
Your PIN
Hashed — unreadable
2FA code
Encrypted
Even the Payroby team cannot look up who you are in real life from your account — because that information lives with our verification partner, not with us.
Frequently asked

Questions, answered plainly.

Is Payroby a bank?

No. Payroby is a financial platform designed for freelancers. We work with trusted financial partners to hold your funds and process payments. Your money is kept under the same kind of safeguards you'd expect from a regular account.

How long does it take to open an account?

About three minutes. You'll need an email and a valid photo ID. Most verifications finish in a few minutes — you can start receiving payments the same day.

Why is there an 'available' and 'pending' balance?

Available funds are ready to withdraw right now. Pending funds are still clearing — usually 1 to 5 business days depending on how the payment was sent. This is the same waiting window every bank uses for card and bank transfer payments.

Which countries can I withdraw to?

You can cash out to a local bank in 35+ countries, including the US, the UK, all SEPA countries across Europe, Mexico, and Brazil. Crypto withdrawals work in most other regions where digital asset transfers are permitted.

What are the fees?

Free to open. Free to receive money. Withdrawals have a small flat fee — usually $1–3 depending on the method. No monthly fees, no minimum balance, and no hidden markup on currency conversion.

How do you protect my personal information?

Identity verification is handled by a specialized financial partner, not by Payroby directly. Your ID and personal documents are reviewed by that partner under standard compliance rules, and Payroby's own systems never see or store them. What we have on file is just your email, your username, and your account activity. Every withdrawal also requires a PIN and a second verification step, so your account stays safe even if your phone or email is compromised.

Open an account in
three minutes.

Free to sign up. Free to receive money. No subscription, no minimum balance, no surprises in the FX line.